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Success Credit Services was founded in 1994 with vision, purpose and the power of strong leadership. Tracy Ballard realized that she had an entrepreneurial spirit and a great desire to pursue a fulfilling career that would allow her to provide a service and to have the financial strength to actively and creatively invest in Real Estate.

SCS began as a consultative firm whose primary function acted a liaison between debtor and creditor. The conception of this business began with conducting debt negotiation for multi-million dollar corporations who had debtors that owed in excess of 800k and were in the beginning stages of declaring bankruptcy. Her powerful negotiation skills provided both the debtor and the creditor with satisfaction in that the client was able to settle for pennies on the dollar and the creditor was able to collect monies that would have otherwise been a total loss.

Brief History
As Ms. Ballard experienced continuous success as a chief negotiator, she consulted on behalf of both parties, created strong client rapport; and conducted impeccable business relationships. All of these things combined, made her expertise a high demand service.

Under this premise was she able to design and develop the leading profile management firm in the nation. She has formulated her own strategic method of credit management and takes great pride in bestowing to her clients the ability to invest with an air of confidence, knowing that their credit profiles reflect stellar scores at all times.

When you allow Tracy and her team of experts to manage your personal profile, you will see that the foundation of this company lies very close to her family roots. Tracy is a firm believer in principles. One small phrase changed the entire essence of the operation of SCS.

Tracy is not only an incredibly savvy business woman who strives to continuously diversify her services; she is also a single mother. As aforementioned, one small phrase brought about expansive diversity and growth. A sudden “epiphany” of the power of the family unit and the strength of a team in the home, in the office, and in the field.



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